RRSP WTF

So I had an article here that attempted to treat, in slower pacing and more elaborate detail, the first of the eleventy-two topics I tried to cover here. More specifically, given the time of year, and the tone of most TV advertising at the moment (i.e. RRSP RRSP RRSP RRSP RRSP RRSP RRSP RRSP RRSP RRSP RRSP RRSP RRSP RRSP RRSP RRSP RRSP RRSP RRSP RRSP RRSP RRSP RRSP RRSP RRSP RRSP RRSP RRSP RRSP RRSP RRSP RRSP) I thought it might help folks to get a ground-level “what the hell is an RRSP and what do I do with it” introduction.

But then a cleverly orchestrated sequence of events, including me restarting my web server WHILE hitting “save” in my blog post editor caused my post to vanish in much the way that posts, ideally, shouldn’t. So I am interpreting this as a sign that maybe my audience does not WANT this article. I thus leave it open to comment or email – is there any interest in an article of this kind, to help people wade through the waters of patronizing scotia partners portfolios and ING guaranteed RRSPs? Or does everyone here already day trade on african derivatives markets?

2 comments

  1. Although I already know what it is, and I know what I’m doing with mine, I’d be curious as always to see your analysis of the situation. Especially any thoughts you might have on the idea that the benefits one obtains (both in terms of reduction of taxable income for that year and in terms of interest free investment earnings) may not end up beating the market gains that could be obtained by investing in non-registered (and usually more aggressive) products.

  2. Oh.. god.. please.. yes.

    There is so much floating around about where to put portions of your RRSP that it is very confusing.

    I’ve much enjoyed your previous financial articles.